# Account & Billing Overview (/docs/account-billing/overview)

> Shared subscription, billing, and credit policies across Verdent products



<Note>
  This section applies to both Verdent Desktop and Verdent for VS Code unless a page says otherwise.
</Note>

Use this section for shared account, subscription, and credit policies that are consistent across Verdent products.

<CardGroup cols="2">
  <Card title="Credits & Plans" href="/docs/account-billing/credits-and-plans">
    Pricing tiers, shared credit pool, top-ups, and what affects usage
  </Card>

  <Card title="Model Pricing" href="/docs/account-billing/model-pricing">
    Provider-side token pricing references for Verdent's current model lineup
  </Card>

  <Card title="Run Out of Credits" href="/docs/account-billing/run-out-of-credits">
    What happens when credits run out and what your options are
  </Card>

  <Card title="Eco Mode" href="/docs/account-billing/eco-mode">
    Desktop only: continue with selected low-cost models after your credits run out
  </Card>

  <Card title="Billing Cycle & Rollover" href="/docs/account-billing/billing-cycle-and-rollover">
    Credit refresh timing, rollover rules, and billing-cycle behavior
  </Card>

  <Card title="Subscription Streak" href="/docs/account-billing/subscription-streak">
    How Streak Bonus grows across consecutive billing cycles
  </Card>
</CardGroup>